When a card is declined during a transaction processed by Stripe, it could be due to various reasons. Let's explore the possible reasons.
Insufficient Funds
One common reason for a card being declined is insufficient funds. This occurs when the balance in your account is not enough to cover the transaction. It's always good to check your account balance to ensure sufficient funds are available for your purchase.
Incorrect Card Details
Entering incorrect card details, such as the card number, expiration date, or CVV, can also lead to a declined transaction. Double-checking the entered details for accuracy can prevent this issue.
Expired Card
If your card has expired, it will not be accepted for payment. Regularly updating your card information and being aware of the expiration date can help avoid this problem.
Card Issuer Declined the Transaction
Sometimes, your card issuer may decline the transaction for security reasons, especially if it's flagged as unusual activity. This is more common with international or large transactions.
Card Settings
Certain cards have restrictions on online or international transactions. If your card has such settings, it may be declined for transactions that fall outside of these permitted activities.
In case of a declined card, after checking the above factors, your next step should be to contact your card issuer for detailed information and possible solutions. They can provide specific reasons and help you in successfully completing your transaction.